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Our business loan interest rates start at 19% are competitive amongst the other players in the industry. However, depending on loan eligibility, income, your business and other criteria, we determine the best interest rates for your business loan requirement.
When you apply for a Business Loan with Tata Capital, you do not have to worry about any hidden charges. Whether it is related to processing fees, foreclosure charges, or delayed EMI Payments, all information is transparently-provided for smooth processing of your Business.
Up to 2.75% of the loan amount + GST
3% on Overdue Amount per month + GST
₹ 2000 for every Cheque/ Payment Instrument Dishonour + GST
₹ 450 + GST
Charges will be applicable on your EMI Due date in case the account does not have an Active mandate after the exhaustion of the given post-dated cheques. This charge would be applied every month until there is an Active Mandate linked to the account.
0.25% on Dropline Amount or ₹ 1000 whichever is higher per year will be deducted from the limit and shall be payable at the end of the 13th month
₹ 999 + GST
₹ 100 + GST per repayment instrument
Soft Copy – Nil
Branch walk in - ₹ 250 + GST
4.5% on the future principal outstanding on existing loan + GST
No Foreclosure is allowed in first 9 months
2.25% on the future principal outstanding on existing loan + GST
Foreclosure charges shall be levied only if new rate is lower than existing rate.
4.5% on the Dropped down limit amount + GST
No Foreclosure is allowed in first 9 months.
2% of loan amount or ₹ 5750 whichever is higher + GST
₹ 550 + GST
Soft copy - Nil
Branch walk in - ₹ 550 + GST
₹ 550 + GST
Soft copy – Nil
Branch walk in - ₹ 199 + GST
₹ 850 + GST
Your EMI depends on the loan amount. Please use our Business Loan EMI Calculator to know exactly how much you need to pay.
You can take up to ₹ 75 lakhs and more depending on your credit score.
You can take up to 36 months to repay your business loan.
The interest rate for Business Loan is fixed.
Step Up Flexi EMI Plan
This repayment option allows you to pay lower EMIs in the beginning and as your income grows you pay higher EMIs.
1. Provides higher Business Loan eligibility
2. Pay more when you can afford
3. Helps to manage income flow efficiently.
Are you an ambitious female entrepreneur with your sights set on financial independence? Spur business growth with Tata Capital’s Business Loans for Women. Designed exclusively for you, our loans are unsecured and available at competitive interest rates.Know More
Make an investment in your company’s future with updated and advanced machinery. Choose a Tata Capital Business Loan to buy machinery and experience enhanced productivity, improved quality, and an incredible ROI.Know More
Empower your business and nurture its growth with custom-built loans at Tata Capital. Our SME and MSME Loans offer timely and adequate financial support to your venture. Get a quick SME and MSME Loan at Tata Capital and propel your business to success.Know More
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