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Business Loan Interest Rates And Charges

What is the Interest Rate on a Business Loan?

Our business loan interest rates start at 19% are competitive amongst the other players in the industry. However, depending on loan eligibility, income, your business and other criteria, we determine the best interest rates for your business loan requirement.

When you apply for a Business Loan with Tata Capital, you do not have to worry about any hidden charges. Whether it is related to processing fees, foreclosure charges, or delayed EMI Payments, all information is transparently-provided for smooth processing of your Business.

Business loan interest rates are the proportion of the loan amount a financial institution charges as interest to the borrower. The rate is usually expressed as an annual percentage. For business loans, the interest rate is applicable on the principal amount.

Here are the Tata Capital business loan rates in 2021

Business Loan 19%

How to Calculate Interest on Business Loans?

 The loan you avail of comes at a cost, which is essentially the business loan rate amount charged by the lender on the principal sum for a fixed tenure. Here, the interest rate is expressed in a percentage of the principal.

The nominal business loan interest is calculated by multiplying the outstanding loan amount per day by the loan’s interest rate that is assigned by the lender, considering various factors that impact the rate.

However, this business loan rate doesn’t cover the penalty, pre-closure fee, processing fee, and other applicable charges that your lender may levy on the loan separately.

What are the Business Loan Interest Rates for Self Employed?

Self Employed Non-Professional 16.50% Onwards 2.00% Onwards