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Consumer Durable Loan Eligibility And Documents

Salaried individuals

  • To meet the consumer durable loan eligibility criteria, salaried applicants need to fulfill these requirements.
  • Minimum age: 21 years

  • Maximum age: 60 years

  • Minimum work experience: 2 years

Documents required for Consumer Durable Loan

Photo Identity Proof

A copy of your Voter ID / Passport / Driving License / Aadhaar Card / PAN Card

Address Proof

A copy of your Ration Card / Electricity Bill / Passport

Income Proof

A copy of your Salary account bank statements for the last six months showing your salary slips

Salary Slips

A Copy of your Salary slips for the last three months

Self-employed individuals

  • For self-employed applicants, the age requirements are slightly more relaxed, as listed here.
  • Minimum age: 21 years

  • Maximum age: 65 years

Documents required for Consumer Durable Loan

Photo Identity Proof

A copy of your Voter ID / Passport / Driving License / Aadhaar Card

Address Proof

A copy of your Ration Card / Electricity Bill / Passport

Income Proof

Your latest bank statements & Income Tax returns for the past 2 years

What are the eligibility criteria for a consumer durable loan?

Applicants are required to fulfill certain eligibility criteria for consumer durable loans. The criteria primarily depend on the applicant’s nature of employment.

            Salaried individuals

To meet the consumer durable loan eligibility criteria, salaried applicants need to fulfill these requirements.

  • Minimum age: 21 years

  • Maximum age: 60 years

  • Minimum work experience: 2 years

    Self-employed individuals

  • For self-employed applicants, the age requirements are slightly more relaxed, as listed here.
  • Minimum age: 21 years

  • Maximum age: 65 years