Click the "Allow" button to receive notification
We're constantly crafting offers and deals for you. Get them delivered straight to your device through website notifications.All You Have To Do Is Click On "Allow".
Register below to be eligible for
Exclusive offers from Tata Capital
You will not be eligible for exclusive offers from Tata Capital
We will notify you in case any special offers are available
Many consumers tend to put off the purchase of the latest electronic devices and gadgets in anticipation of a windfall such as a bonus or a festival discount. With the consumer durable loans from Tata Capital, you need no longer defer your purchases, since it’s now possible to split the cost of a product across multiple convenient EMIs. These zero percent interest loans enable consumers like you to buy electronics online without worrying about the high initial purchase price.
With Tata Capital, consumers wishing to buy electronics on EMI get to swap old electronics for newer versions, which use state-of-the-art technology and come with new-age premium features. The best part is that you can expand your budget and purchase electronics in a higher price band, since there’s no significant initial expense involved in a no-cost EMI scheme.
Other benefits associated with buying electronics with a consumer durable loan on EMI include:
Customizable Easy Monthly Installments (EMIs)
Immediate loan approval
Zero percent interest rates
Tata Capital offers extremely relaxed eligibility criteria for Consumer Durable Loan, so users from various walks of life can apply for these loans. Some of these requirements are listed here.
Minimum age requirement: 21 years.
Maximum age requirement for salaried consumers: 60 years
Maximum age requirement for self-employed consumers: 65 years
Minimum loan amount: Rs. 10,000
Maximum loan amount: Rs. 5 lakhs
Minimum tenure of a loan: 6 months
Maximum tenure: 24 months
The following list of documents is all that’s necessary for consumers like you, who are seeking to avail of a consumer durable loan from Tata Capital.
Identity proof and address proof
A cheque leaf that has been duly cancelled
One recent passport-sized photograph
A signed ECS mandate
A signed cheque, without the date, issued for the full amount of the loan in favour of TCFSL
You can finance purchases up to Rs. 5 lakhs using Tata Capital’s consumer durable loan. Furthermore, loans up to Rs. 1.5 lakhs are instantly approved.
No, you do not require an EMI card to obtain a consumer durable loan. To avail of this loan, you only need to meet our eligibility criteria and submit the necessary documents.
The processing fees on Tata Capital’s consumer durable loan depend on the purchase price of the product. These fees can range from Rs. 89 to Rs. 10,030.
Some examples of documents that qualify as an address proof include:
Add luxuries to your life without the high price. Tata Capital Consumer Durable Loans help you own the latest appliances and gadgets of your choice. Upgrade your lifestyle with easy Consumer Durable Loans at Tata Capital.Know More
Don’t let finances keep you from bringing your dream smartphone home. Get quick and easy Tata Capital Consumer Durable Loans and fund your brand-new phone purchase seamlessly.Know More
Take your photography experience to the next level with the most advanced cameras on the market. And with Tata Capital Consumer Durable Loans, you don’t have to worry about the finances. Purchase the latest cameras using our Consumer Durable Loans and breathe new life into your images.Know More
Purchase the latest laptops on the market with Tata Capital’s Consumer Durable Loans. Upgrade your professional lifestyle instantly with quick loan approvals and flexible EMI options at Tata Capital.Know More
Looking to bring the latest appliances home? Tata Capital makes it easy to own modern appliances without leaving a dent in your savings. Choose our Consumer Durable Loan to get closer to the lifestyle you desire.Know More
Upgrade your lifestyle and refresh your daily entertainment experience with the best televisions on the market. Tata Capital makes it happen for you, in no time. Choose our Consumer Durable Loans for quick funding and flexible repayment options.Know More
WHY CHOOSE US