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Affordable Housing Loan FAQs

Getting Started
Tata Capital Housing Finance in a bid to make housing affordable to all segments of the society offers the ‘Affordable’ Home Loan. Working in line with the government's Pradhan Mantri Awas Yojna (PMAY) initiative, through the scheme we offer subsidised home loans to low income groups. In order to help you become a home owner, we offer a home loan subsidy starting from 3.00% - 6.50%.

By opting for Rural Housing Finance, you will reap the following benefits:

  • Homes that have an annual income up to Rs 3 lakhs can now finance their own house.
  • We offer convenient and affordable home loan interest rates
  • Minimal paperwork
  • Quick and hassle-free loan disbursement process and verification
  • Timely assistance during the loan process.

We want to make affordable housing available to all segments of the society including the marginalised communities. With the ‘Affordable’ Home Loan, you can:

  • Buy an affordable house
  • Build an affordable house