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Loan Against Property Interest Rates & Charges

Processing Fee

Upto 30 lacs - 2% of finance amount +  GST

From 30 lacs - 50 lacs - 1.5% of finance amount +  GST

Above 50 lacs HE - 1% of finance amount +  GST

Above 50 lacs HE Plus - 1.25% of finance amount +  GST

Part Payment Charges

9 months lock in period.

After 9 months, A maximum of 25% of the principal outstanding is allowed by way of part prepayment during the entire tenor of the loan, with payments being made in 2 tranches at the maximum.

Penal interest/Additional Interest

3% on Overdue Amount per month + GST

Miscellaneous Charges

Bounce Charges

₹ 2000 + GST

Mandate Rejection Service Charge

₹ 450 + GST

Charges will be applicable on your EMI Due date in case the account does not have an Active mandate after the exhaustion of the given post-dated cheques. This charge would be applied every month until there is an Active Mandate linked to the account.

CCOD Annual Maintenance Charges

₹ 10,000 + GST

Application Fees

Up to ₹ 3 Cr =  ₹ 3,000 + GST

Above ₹ 3 Cr = ₹ 5,000 + GST

Statement of Accounts

Soft Copy – Nil