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Loan Against Securities Interest Rates & Charges

Processing Fee

Up to 1% of the sanctioned loan amount

Penal Interest / Additional Interest

3% of Outstanding Amount per month + GST

Miscellaneous Charges

Bounce Charges

₹ 2000 + GST

Mandate Rejection Service Charge

₹ 450 + GST

Charges will be applicable on your EMI Due date in case the account does not have an Active mandate after the exhaustion of the given post-dated cheques. This charge would be applied every month until there is an Active Mandate linked to the account.

CCOD Annual Maintenance Charges

0.25% of Sanctioned Amount or ₹ 1000, whichever is higher per year will be deducted from the limit and shall be payable at the end of the 13th month 

Foreclosure Charges

NIL

Instrument Swap Charges

₹ 550 + GST