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Tata Capital offers flexible personal loan options to suit your unique needs, whether you are looking for home extension or want to explore the world. However, to apply for a loan and to repay it on time, you need to provide a basic proof of employment and income with adequate identity proof.
You need to meet some basic conditions to be eligible for a Personal Loan. Following are the general Personal Loan eligibility factors:
You need to submit:
The documents required to establish your credentials like Voter Card, Aadhaar Card.
Proof of identity and proof of residence.
Income documents – salary slip for the last three months.
A copy of your Voter ID / Passport / Driving License / Aadhaar Card
A copy of your Bank statements for the last six months
A copy of your Salary Slips for the last three months
A copy of your Ration Card / Electricity Bill / Passport
A certificate stating one year of continuous employment
Personal loan eligibility can be greatly affected by factors such as your income, age, CIBIL score, job stability, and even work experience.
Follow these tips to improve your Personal Loan Eligibility –
A salaried person can get a personal loan with Tata Capital by meeting the following eligibility criteria –
A self-employed person can get a personal loan with Tata Capital by meeting the following eligibility criteria –