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The following are the personal loan documents required to avail a personal loan with Tata Capital –
Photo Identity Proof – Copy of Voter ID/Passport/Driving License/Aadhaar Card
Income Proof – Copy of bank statements for the last six months
Salary Slips – Copy of salary slips for the past three months
Address Proof – Copy of Ration Card/Electricity Bill/Passport
Employment Certificate – stating one year of continuous employment
After furnishing the above-mentioned documents, upload the scanned copy of each in the required slot during the online application process. To know more, visit our personal loan documents page
Once you have uploaded all the required documents, we will carry out a verification process of the documents and a background check on your personal and professional information.
If no discrepancies are detected with your documents and credit history , your personal loan application will reach the final stage of approval. In this stage, the approved rate of interest and loan tenure will be sent to you for acknowledgement.
Besides the personal loan interest rate, several other rates and charges form a part of personal loans. They can be classified as general charges, miscellaneous charges, and foreclosure charges. You can find the extensive charges at our personal loan rates and charges page.
A personal loan EMI calculator is a simple online tool using which you can easily calculate the accurate monthly instalments that you need to pay to repay your loan amount inclusive of interest.
By simply entering the Loan Amount, the Rate of Interest, and the Loan Duration; the calculator will instantaneously display the EMI amount that you need to pay every month.