STAY UPDATED!

We're constantly crafting offers and deals for you. Get them delivered straight to your device through website notifications.

All You Have To Do Is Click On "Allow".

CHECKING FOR OFFERS AGAINST

Are you sure?

You will not be eligible for exclusive offers from Tata Capital

thank you for SUBMITTING THE DETAILS

We will notify you in case any special offers are available

How To Apply For Personal Loan

Application Process

Online Application

Document Submission

Verification

Approval

Documents

The following are the personal loan documents required to avail a personal loan with Tata Capital –

  • Photo Identity Proof – Copy of Voter ID/Passport/Driving License/Aadhaar Card

  • Income Proof – Copy of bank statements for the last six months 

  • Salary Slips – Copy of salary slips for the past three months 

  • Address Proof – Copy of Ration Card/Electricity Bill/Passport 

  • Employment Certificate – stating one year of continuous employment 

After furnishing the above-mentioned documents, upload the scanned copy of each in the required slot during the online application process. To know more, visit our personal loan documents page

Verification

Once you have uploaded all the required documents, we will carry out a verification process of the documents and a background check on your personal and professional information.

Personal Loan Approval

If no discrepancies are detected with your documents and credit history , your personal loan application will reach the final stage of approval. In this stage, the approved rate of interest and loan tenure will be sent to you for acknowledgement.

Personal Loan Interest Rates and Charges

Besides the personal loan interest rate, several other rates and charges form a part of personal loans. They can be classified as general charges, miscellaneous charges, and foreclosure charges. You can find the extensive charges at our personal loan rates and charges page.

Personal Loan EMI Calculator

A personal loan EMI calculator is a simple online tool using which you can easily calculate the accurate monthly instalments that you need to pay to repay your loan amount inclusive of interest. 

By simply entering the Loan Amount, the Rate of Interest, and the Loan Duration; the calculator will instantaneously display the EMI amount that you need to pay every month.

ONLINE

Apply online via our website and get it approved almost instantly 

PHONE

You can call and talk to one of our customer care executives on our toll-free number – 1860 267 6060

VIRTUAL ASSISTANT

Our smart virtual assistant ‘TIA’ is at your service 24/7

BRANCH